Term Loan: is a loan granted for working capital and /or project financing to be repaid with in a specified period of time with interest. Term loans can be repaid in a lump sum on maturity or in periodic installments depending on the nature of the business and its cash flow. The bank can extend short, medium and long term loans.

AdIB offers competitive interest rates for any surplus funds deposited in a Fixed Deposit Account, for both short and long term tenors.

We provide the following Term Loans:

  • Agriculture Term Loan
  • Agriculture Term Loan
  • Manufacturing Term Loan

Please review our general check list when you want to apply for any type of loan.