The Fixed or Time Deposit Account is designed to cater to the needs of clients who may want to deposit their money in an interest earning account for a specific period. All people i.e. individuals, business, companies, groups and organizations are eligible.

AdIB offers competitive interest rates for any surplus funds deposited in a Fixed Deposit Account, for both short and long term tenors.


  • Minimum initial deposit to open Saving Account is Birr 100,000
  • Valid and renewed Trade License
  • Valid and renewed ID Card
  • Two passport size photographs
  • Completed Application form

Product Features

  • Affordable minimum deposit
  • Competitive interest rates
  • Premature withdrawal